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Privacy Policy
American Small Business Group (ASBG) collects the information of the customers when a subscription order is placed and sometimes during the course of a subscription, when additional information is required to renew a subscription or in some cases for customer service. ASBG respects the customers’ right to privacy.

Here is how the ASBG typically uses the data provided by the customers.

ASBG periodically makes lists of its customers available to carefully screened mailers of quality goods and services. The data collected from subscriptions is also used in the aggregate to gain demographic information about the entire subscriber audience in order to improve ASBG’s products, services and benefits. ASBG also shares aggregate information with its advertisers, and provider partners to help them better understand its services. ASBG uses reasonable precautions to keep the information disclosed to it secure and to disclose such information only to third parties it believes to be responsible. However, ASBG is not responsible for any breach of security or for any actions of any third parties who/which receive the information.


PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS SITE.

By using this Site, you signify your assent to these "Terms and Conditions". If you do not agree to all of these Terms and Conditions of use, do not use this Site!! American Small Business Group (ASBG) may revise and update these "Terms and Conditions" at any time. Your continued usage of the ASBG webSite ("ASBG Site", or the "Site") will mean you accept those changes.
 
THE SITE DOES NOT PROVIDE BUSINESS ADVICE
The contents of the ASBG Site, such as text, graphics, images, information obtained from ASBG's licensors, and other material ("Content") contained on the ASBG Site are for informational purposes only. The Content is not intended to be a substitute for professional advice. Always seek the advice of your accountant, attorney or other consultant or other qualified business specialists with any questions you may have regarding your business. Never disregard professional advice or delay in seeking it because of something you have read on the ASBG Site! ASBG does not recommend or endorse any specific products, services, benefits, procedures, opinions, or other information that may be mentioned on the Site. Reliance on any information provided by ASBG, ASBG employees, others appearing on the Site at the invitation of ASBG, or other visitors to the Site is solely at your own risk.

USE OF CONTENT
ASBG authorizes you to view or download a single copy of the material on the ASBG Site solely for your personal, non-commercial use if you include the following copyright notice: "Copyright (c) 2004, American Small Business Group. All Rights Reserved" and other copyright and proprietary rights notices which were contained in the Content. Any special rules for the use of certain software and other items provided on the ASBG Site may be included elsewhere within the Site and are incorporated into these "Terms and Conditions" by reference. The Content is protected by copyright under both United States and foreign laws. Title to the Content remains with ASBG or its licensors. Any use of the Content not expressly permitted by these "Terms and Conditions" is a breach of these "Terms and Conditions" and may violate copyright, trademark, and other laws. Content and features are subject to change or termination without notice in the editorial discretion of ASBG. All Rights not expressly granted herein are reserved to ASBG and its licensors. If you violate any of these "Terms and Conditions", your permission to use the Content automatically terminates and you must immediately destroy any copies you have made of any portion of the Content.

LIABILITY OF ASBG AND ITS LICENSORS
The use of the ASBG Site and the Content is at your own risk. When using the ASBG Site, information will be transmitted over a medium which is beyond the control and jurisdiction of ASBG and its suppliers. Accordingly, ASBG assumes no liability for or relating to the delay, failure, interruption, or corruption of any data or other information transmitted in connection with use of the ASBG Site. The ASBG Site and the Content are provided on an "as is" basis. ASBG, ITS LICENSORS, AND ITS SUPPLIERS, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES' RIGHTS, AND FITNESS FOR PARTICULAR PURPOSE. Specifically, ASBG, its licensors, and its suppliers make no representations or warranties about the following:

1. The accuracy, reliability, completeness, correctness, or timeliness of the Content, software, text, graphics, links, or communications provided on or through the use of the ASBG Site or ASBG.

2. In no event shall ASBG, its licensors, its suppliers, or any third parties mentioned on the ASBG Site be liable for any damages (including, without limitation, incidental and consequential damages, personal injury/wrongful death, lost profits, or damages resulting from lost data or business interruption) resulting from the use or inability to use the ASBG Site or the Content, whether based on warranty, contract, tort, or any other legal theory, and whether or not ASBG is advised of the possibility of such damages.

3. ASBG shall be liable only to the extent of actual damages incurred by you, not to exceed U.S.$1000. ASBG is not liable for any personal injury, including death, caused by your use or misuse of the Site, Content, or Public Area (as defined below). Any claims arising in connection with your use of the Site, any Content, or the Public Areas must be brought within one (1) year of the date of the event giving rise to such action occurred. Remedies under these Terms and Conditions are exclusive and are limited to those expressly provided for in these Terms and Conditions.

USER SUBMISSIONS
You agree that you will not upload or transmit any communications or content of any type that infringes or violates any rights of any party. By submitting communications or content to any part of this Site, you agree that such submission is non-confidential for all purposes. If you make any such submission, you automatically grant--or warrant that the owner of such content has expressly granted--ASBG a royalty-free, perpetual, irrevocable, world-wide nonexclusive license to use, reproduce, create derivative works from, modify, publish, edit, translate, distribute, perform, and display the communication or content in any media or medium, or any form, format, or forum now known or hereafter developed. ASBG may sublicense its rights through multiple tiers of sublicenses.

MY SUBSCRIPTION
MY SUBSCRIPTION is a service that allows you to review, record and update personal and business information on a voluntary basis on servers maintained by ASBG or on its behalf. MY SUBSCRIPTION is structured to allow access only to visitors with a valid password. Whenever you submit or modify your information in MY SUBSCRIPTION, we will send such information over the Internet using encryption technology (Secure Socket Layer (SSL) software). The information you submit to MY SUBSCRIPTION will be stored on a separate server as an additional security precaution. However, we do not warrant or represent that the information you submit to MY SUBSCRIPTION will be protected against loss, misuse, or alteration by third parties. You are responsible for taking all reasonable steps to ensure that no unauthorized person shall have access to your MY SUBSCRIPTION password or account. It is your sole responsibility to (1) control the dissemination and use of activation codes and passwords; (2) authorize, monitor, and control access to and use of your MY SUBSCRIPTION account and password; (3) promptly inform ASBG of any need to deactivate a password. You grant ASBG and all other persons or entities involved in the operation of the Site and MY SUBSCRIPTION the right to transmit, monitor, retrieve, store, and use your information in connection with the operation of MY SUBSCRIPTION. ASBG cannot and does not assume any responsibility or liability for any information you submit to MY SUBSCRIPTION or your or third parties' use or misuse of information transmitted or received using MY SUBSCRIPTION.

CHAT ROOMS AND BULLETIN BOARDS
Live and Subscriber-to-Subscriber Areas ("Public Areas"). If you use a Public Area, you are solely responsible for your own communications, the consequences of posting those communications, and your reliance on any communications found in the Public Areas. ASBG is not responsible for the consequences of any communications in the Public Areas. In cases where you feel threatened or believe someone else is in danger, you should contact your local law enforcement agency immediately.

In consideration of being allowed to use the Public Areas, you agree that the following actions shall constitute a material breach of these "Terms and Conditions":

 

1.  Using a Public Area for any purpose in violation of local, state, national, or international laws
 
2. Posting material that infringes on the intellectual property rights of others or on the privacy or publicity rights of others
 
3. Posting material that is unlawful, obscene, defamatory, threatening, harassing, abusive, slanderous, hateful, or embarrassing to any other person or entity as determined by ASBG in its sole discretion
 
4. Posting advertisements or solicitations of business
 
5.  After receiving a warning, continuing to disrupt the normal flow of dialogue, or posting comments that are not related to the topic being discussed (unless it is clear the discussion is free-form)
 
6. Posting chain letters or pyramid schemes
 
7. Impersonating another person
 
8. Distributing viruses or other harmful computer code
 
9. Harvesting or otherwise collecting information about others, including email addresses, without their consent
 
10. Allowing any other person or entity to use your identification for posting or viewing comments
 
11. Posting the same note more than once or "spamming" or
 
12. Engaging in any other conduct that restricts or inhibits any other person from using or enjoying the Public Area or the Site, or which, in the judgment of ASBG, exposes ASBG or any of its customers or suppliers to any liability or detriment of any type.
 
ASBG reserves the right (but is not obligated) to do any or all of the following:
 
1. Record the dialogue in public chat rooms.
 
2. Investigate an allegation that a communication(s) do(es) not conform to the terms of this section and determine in its sole discretion to remove or request the removal of the communication(s).
 
3. Remove communications which are abusive, illegal, or disruptive, or that otherwise fail to conform with these "Terms and Conditions".
 
4. Terminate a user's access to any or all Public Areas and/or the ASBG Site upon any breach of these "Terms and Conditions".
 
5. Monitor, edit, or disclose any communication in the Public Areas.
 
6. Edit or delete any communication(s) posted on the ASBG Site, regardless of whether such communication(s) violate these standards.
 
ASBG reserves the right to take any action it deems necessary to protect the personal safety of its guests or the public. ASBG has no liability or responsibility to users of the ASBG Site or any other person or entity for performance or non-performance of the aforementioned activities.

ADVERTISEMENTS AND LINKS TO OTHER SITES
ASBG does not endorse the content on any third-party Websites. ASBG is not responsible for the content of linked third-party Sites, Sites framed within the ASBG Site, or third-party advertisements, and does not make any representation regarding their content or accuracy. Your use of third-party Websites is at your own risk and subject to the "Terms and Conditions" of use for such Sites. ASBG does not endorse any product advertised on the ASBG Site.

INDEMNITY
You agree to defend, indemnify, and hold ASBG, its officers, directors, employees, agents, licensors, and suppliers, harmless from and against any claims, actions or demands, liabilities and settlements including without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your violation of these "Terms and Conditions".

GENERAL
ASBG makes no claims that the Content is appropriate or may be downloaded outside of the United States. Access to the Content may not be legal by certain persons or in certain countries. If you access the ASBG Site from outside the United States, you do so at your own risk and you are responsible for compliance with the laws of your jurisdiction. The following provisions survive the expiration or termination of these "Terms and Conditions" for any reason whatsoever: Liability, User Submissions, Indemnity, Jurisdiction, and Complete Agreement.

JURISDICTION
You expressly agree that exclusive jurisdiction for any dispute with ASBG, or in any way relating to your use of the ASBG Site, resides in the courts of the State of Florida and you further agree and expressly consent to the exercise of personal jurisdiction in the courts of the State of Florida in connection with any such dispute including any claim involving ASBG or its affiliates, subsidiaries, employees, contractors, officers, directors, telecommunication providers, and content providers. These "Terms and Conditions" are governed by the internal substantive laws of the State of Florida, without respect to its conflict of laws principles. If any provision of these "Terms and Conditions" is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these "Terms and Conditions", which shall remain in full force and effect. No waiver of any of these "Terms and Conditions" shall be deemed a further or continuing waiver of such term or condition or any other term or condition.

COMPLETE AGREEMENT
Except as expressly provided in a particular "legal notice" on the ASBG Site, these "Terms and Conditions" constitute the entire agreement between you and ASBG with respect to the use of the ASBG Site, and Content. Your use of the ASBG Site is also subject to the ASBG Privacy Policy.
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